Agriculture and Farm Loans

Helping Farmers Grow

We want to help you maximize your farm’s potential. Whether you’re a small family farm or an agribusiness, we offer a variety of farm loans to meet your needs.

Row Crop Loans

Whether you’re expanding your operation or just getting started, we have what you need to make your row crop farm a success.

Livestock Loans

Use this loan to purchase livestock, feed, and anything else you may need to grow your farm.

Farm Equipment Loans

Stuff happens. Whether you need to replace broken equipment, or you’re just trying to keep pace with your expanding operation, our farm equipment loans will help you stay up and running.

Farm Operation Loans

From offsetting operating costs to improving current operations, we can get you a revolving line of credit to stay on top of your farm. We also offer refinancing for existing farm loans and financing for new purchases and expansions.

Farm Real Estate Loans

Whether you’re financing the construction of a new farm or you’re buying a pre-existing farm, we can help get you started.

Secure Your Farm’s Future

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Your Partners in Agriculture Lending

When you partner with First Service Bank, you’re getting a team with over 100 years of experience in agriculture loans. When it comes to financing your farm, you don’t want to leave anything to chance. We understand the challenges farmers face. We’re here to make the process simple and efficient so you can spend more time on what matters. 

Our team will work with you to tailor your loan to your unique needs and financial goals. At First Service Bank, our relationship with our customers continues long after closing and we’re committed to seeing you succeed.

Farm Service Agency (FSA) Loans

First Service Bank is proud to be an FSA Preferred Lender. Our knowledgeable staff will work with you to meet your goals and determine which program best fits your needs. We offer the following types of FSA loans:

Farm Ownership

Fixed and variable rate options are available. Maximum loan amount is $2,037,000. Farm Ownership Loans offer longer terms and a variety of agricultural financing needs, including:

Farm Operation

Maximum loan amount is $2,037,000. Farm Operation Loans allow access to funds for financing the operating expenses of a farm, including:

Meet the Lending Team

Our lending team is here to tailor your loan to meet the needs of your agricultural operation and will walk you through the entire process.

You can feel confident knowing you’re receiving help from a team with decades of experience.

Adam Eoff

Saline County Market President and Senior Loan Officer

Amy Still

Branch Manager & Loan Officer

Angela Golden

Branch Manager & Loan Officer

April Collins

Branch Manager

Brittany Witham

Vice President of Retail Operations

Brittni Adlong

Branch Manager

Chris Pledger

Little Rock Market President & Senior Loan Officer
Crystal Roberts headshot

Crystal Roberts

Branch Manager & Loan Officer

Darla McJunkins

Senior Vice President of Commercial Loans and Risk Management

Destiny Lankford

Mortgage Loan Officer & Business Development Officer
Donna Sutterfield headshot

Donna Sutterfield

Loan Assistant & Small Business and Consumer Lender

Emily Harned

Loan Assistant & Small Business and Consumer Loan Officer

Emily Hillian

Loan Assistant & Small Business and Consumer Loan Officer

Emily Mahan

Government-Guaranteed Underwriter

Hallie Calvin

Senior Commercial Loan Officer

Harry Cummins

Mortgage Loan Officer

Julie Chambers

CFO & Senior Vice President of Government-Guaranteed Lending

Justin Welter

Branch Manager and Loan Officer

Justin Zimmerman

Vice President of Retail Banking

Kevin Wish

Community Market President & Senior Loan Officer

Kristen Varnell

Loan Assistant & Small Business and Consumer Loan Officer

Layton Luther

Loan Officer

Matt Carter

Vice President & Senior Loan Officer

Michael Manley

Loan Officer & Business Development Officer

Morgan Miller

Mortgage Department Assistant Manager & Senior Mortgage Loan Officer

Morgan Taylor

Branch Manager and Business Development Officer

Nate Bartlett

Commercial & Business Development Officer

Philip Shell

Mortgage Department Manager & Senior Mortgage Loan Officer

Preston Hipp

Loan Officer

Roberta Switzer

Branch Manager & Loan Officer

Robin Hackett

Chief Operations Officer & Chief Mortgage Officer & Secretary of the Board

Sandra Finley

Mortgage Loan Officer & Business Development Officer

Spencer Day

Loan Officer & Business Development Officer

Stephanie Jacks

Loan Assistant & Small Business and Consumer Loan Officer

Tom Grumbles

CEO & Chairman of the Board

Trusted By Customers Across the State

You can trust us to provide the highest level of customer service, just as we have since we opened in 1962, and the banking products and services you need to fit your lifestyle.

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Benefits

The ORWB Foundation is committed to helping active military veterans and their families. It is an honor to help the men and women who have served our country to protect the freedoms we hold so dearly.