Small Business Administration (SBA) Loans

Helping Community Businesses Thrive

At First Service Bank, we believe that strong businesses make strong communities. We’re here to help your business thrive by offering a variety of loans to fit your business’s needs and help you achieve your vision.

How We Can Help

We offer loans for businesses of every size and at every stage of development. From initial planning to major and minor improvements, we have options for everyone. 

First Service Bank is proud to be a Small Business Administration Preferred Lender.

Government-backed SBA loans can provide qualified small businesses with lower down-payment options and longer repayment terms.

7(a) Loan Program

The 7(a) Loan Program offers longer terms for a variety of financing needs. This program offers qualified borrowers loans for:

Maximum loan amount is $5,000,000.

SBA Express Loan Program

The SBA Express Loan Program offers a streamlined borrowing process with a quick turnaround for businesses that need funds soon. This Program offers qualified borrowers:

Maximum loan amount is $500,000.

Take the Next Step in Growing Your Business

Begin your loan application today!

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Meet the Lending Team

Our lending team is here to tailor your loan to meet the exact needs of your business and will walk you through the entire process.
You can feel confident knowing you’re receiving help from a team with decades of experience.

Adam Eoff

Saline County Market President and Senior Loan Officer

Amy Still

Branch Manager & Loan Officer

Angela Golden

Branch Manager & Loan Officer

April Collins

Branch Manager

Brittany Witham

Vice President of Retail Operations

Brittni Adlong

Branch Manager

Chris Pledger

Little Rock Market President & Senior Loan Officer
Crystal Roberts headshot

Crystal Roberts

Branch Manager & Loan Officer

Darla McJunkins

Senior Vice President of Commercial Loans and Risk Management

Destiny Lankford

Mortgage Loan Officer & Business Development Officer
Donna Sutterfield headshot

Donna Sutterfield

Loan Assistant & Small Business and Consumer Lender

Emily Harned

Loan Assistant & Small Business and Consumer Loan Officer

Emily Hillian

Loan Assistant & Small Business and Consumer Loan Officer

Emily Mahan

Government-Guaranteed Underwriter

Hallie Calvin

Senior Commercial Loan Officer

Harry Cummins

Mortgage Loan Officer

Julie Chambers

CFO & Senior Vice President of Government-Guaranteed Lending

Justin Welter

Branch Manager and Loan Officer

Justin Zimmerman

Vice President of Retail Banking

Kevin Wish

Community Market President & Senior Loan Officer

Kristen Varnell

Loan Assistant & Small Business and Consumer Loan Officer

Layton Luther

Loan Officer

Matt Carter

Vice President & Senior Loan Officer

Michael Manley

Loan Officer & Business Development Officer

Morgan Miller

Mortgage Department Assistant Manager & Senior Mortgage Loan Officer

Morgan Taylor

Branch Manager and Business Development Officer

Nate Bartlett

Commercial & Business Development Officer

Philip Shell

Mortgage Department Manager & Senior Mortgage Loan Officer

Preston Hipp

Loan Officer

Roberta Switzer

Branch Manager & Loan Officer

Robin Hackett

Chief Operations Officer & Chief Mortgage Officer & Secretary of the Board

Sandra Finley

Mortgage Loan Officer & Business Development Officer

Spencer Day

Loan Officer & Business Development Officer

Stephanie Jacks

Loan Assistant & Small Business and Consumer Loan Officer

Tom Grumbles

CEO & Chairman of the Board

Exceeding Our Customers' Expectations

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Benefits

The ORWB Foundation is committed to helping active military veterans and their families. It is an honor to help the men and women who have served our country to protect the freedoms we hold so dearly.