First Service Bank's Checking accounts turn everyday transactions into opportunities to earn money!
Instant Issue Debit Cards
Online Banking with BillPay and eStatements
Mobile Banking
Nationwide ATM Network
Earn Monthly Interest or Rewards Bonus
This account earns:
0.40%* APY interest on balances up to $20,000 if the following qualifications are met monthly:
Pay 3 bills thru BillPay that post to your account each billing cycle** with a $5 minimum on each transaction
Receive electronic statements in lieu of paper statements
1 Direct Deposit monthly
20 Debit Card signature-based transactions with a $5 minimum on each transaction that post to your account before statement cycle closes
Base interest rate if monthly qualifications are not met, or on balances over $20,000:
$0-20,000 - earns 0.05% APY
$20,000.01-100,000 earns 0.10% APY
$100,000.01+ earns 0.15% APY
No penalty if monthly requirements are not met for a month.
*Annual Percentage Yield (APY) accurate as of 01/25/21. Rate is as follows: 0.40% APY applies as long as qualifications are met each qualification cycle (up to $20,000.00). Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. If the account is closed before the end of the cycle, interest accrued will be paid.
**Billing Cycle is based on Billpay enrollment date.
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¹Earn Checking Account – This account earns a base 0.16%APY**. If you meet the following requirements each month, you can earn 0.35% APY** on up to $20,000.00.Â
**Annual Percentage Yield (APY) accurate as of 1/25/2021. Minimum to open an account is $100. Rate is as follows: 0.35% APY applies as long as qualifications are met each qualification cycle (up to $20,000.00). 0.16% APY applies to all balances if qualifications are not met and any excess balances (over $20,000.00). Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. If the account is closed before the end of the cycle, interest accrued will be paid.
***Billing Cycle is based on Billpay enrollment date.
Rewards Checking Account – Bank Rewards Checking Account earns points that can make you money each month. If you meet the following requirements, you can earn an extra 500 points on top of your regular monthly rewards.Â