13-Month CD Account
Make the Most of Your Money with 4.28% APY
Your savings could be working harder. With our 13-month CD, you can earn a great return with the security of a fixed rate—backed by the values and trust that First Service Bank is known for.
Grow Your Savings with Confidence
Finances are personal, and you deserve a banking partner who truly understands that. At First Service Bank, we’ve built our legacy on putting people first. CDs are a reliable, low-risk way to make the most of your money while enjoying peace of mind, and with our competitive CD rates and personalized support, we make it easier to save smarter and grow stronger for whatever comes next.
A Fixed Rate You Can Rely On
Earn More
4.28% annual percentage yield (APY) for a 13-month term.
Start Strong
Open your account with a minimum deposit of $10,000.
Security You Can Count On
Your investment is FDIC-insured up to $250,000, so your money is protected.
No Surprises
A fixed interest rate means no fluctuations, so you know exactly what your return will be.
Nationwide Access
Manage your account easily online and through our mobile banking app.
Customer Care Center
Get the support you need from our expert banking team when you have questions or need assistance.
Banking With Heart and Homegrown Roots
For too long, traditional banks have prioritized profits over people, losing touch with what matters most—you. At First Service Bank, we’ve been doing things differently since 1962. While our technology has evolved, our values remain the same. Founded by community-minded folks, we believe in treating our customers like family. Our mission is simple: to help you save smarter while staying true to our core principles of integrity, patriotism, community spirit, and superior service.
Start Saving in 3 Easy Steps
Apply Online
Fund Your CD
Let Your Money Grow
Frequently Asked Questions
While you’ll earn the best return by keeping your funds in the CD for the full term, early withdrawals are allowed. However, an early withdrawal penalty may apply. Please refer to our account agreement for full details.
Yes, your deposits are FDIC-insured up to $250,000, ensuring your money is protected.
When your 13-month CD term ends, you can choose to withdraw your funds or roll them over into a new CD. We’ll notify you as the maturity date approaches so you can make the best decision for your savings.
It’s Time to Make Your Money Work Harder
Open your 13-month CD today and lock in a competitive rate that helps you grow your savings.
*APY = Annual Percentage Yield is accurate as of 11-15-24