Premier Savings Account

Save Smarter with 4.00% APY to Fund Your Future

There’s a better way to save, and it starts with a bank rooted in community values. 

Retirement, Your Next Vacation, Building Your Family Legacy…

Finances are personal, and you deserve a banking partner who truly understands you. At First Service Bank, we’ve built our legacy on putting people first—helping you save smarter and grow stronger for whatever comes next. Whatever your goals, planning for tomorrow or making the most of today, we’ll be by your side with tools, support, and a personal touch to help you achieve them.

A High Yield Savings Account That Works as Hard as You Do

Earn More

4.00% annual percentage yield (APY) on balances up to $100,000 and 2.00% APY on balances over that.

Start Small

Open your account with just $2,500.

No Hidden Costs

Low monthly maintenance fee of $10 is waived when you maintain a minimum $2,500 balance.

Nationwide ATM Access

Find additional ATMs in our extended network.

Convenience at Your Fingertips

Online and mobile banking for wherever life takes you.

Customer Care Center

Get support when you need it from our expert banking team!

Banking With Heart and Homegrown Roots

For too long, traditional banks have prioritized profits over people, losing touch with what matters most—you. At First Service Bank, we’ve been doing things differently since 1962. While our technology has evolved, our values remain the same. Founded by community-minded folks, we believe in treating our customers like family. Our mission is simple: to help you save smarter while staying true to our core principles of integrity, patriotism, community spirit, and superior service.

Start Saving in 3 Easy Steps

Apply Online
Quick and secure application—finish in minutes.
Fund Your Account
Open your account with a minimum deposit of $2,500.
Grow Your Savings
Enjoy 4.00% APY on balances up to $100,000.*
1
2
3
Apply Online
Quick and secure application—finish in minutes.
1
Fund Your Account
Open your account with a minimum deposit of $2,500.
2
Grow Your Savings
Enjoy 4.00% APY on balances up to $100,000.
3

Frequently Asked Questions

Yes! With First Service Bank, you can manage your Premier Savings Account anytime, anywhere using our secure online and mobile banking platforms.

While there are no limits on withdrawals or transfers, fees may apply for excessive transactions. Please review our account agreement for full details.

If your balance falls below the required minimum of $2,500, a $10 monthly fee will apply.

Absolutely. Your deposits are insured up to $250,000 by the FDIC, ensuring your money is protected.

It’s Time to Start Saving Smarter!

Open your online Savings Account now to experience banking as it was meant to be.

*APY = Annual Percentage Yield. 4.00% APY up to $100,000. 2.00% on balances over that. Minimum balance requirement and minimum opening is $2,500. Balance requirement fee is $10/month.