Personal Checking That Fits Your Lifestyle
First Service Bank Checking Accounts offer several benefits designed to help you earn interest and reward you for your banking.

WHICH ACCOUNT WORKS FOR YOU?
Reward Checking | Premier Money Market | |
---|---|---|
Earn On Your Balance | 500 Bonus Reward Points¹ | 5.04%* APY interest on balances up to $20,000² |
Monthly Pricing | Fee waived with E-Statement enrollment³ | Fee waived with E-Statement enrollment³ |
Minimum to Open | $100 | $0 |
Instant Issue Debit Cards | ||
Manage your accounts 24/7 with
Online Banking | ||
Online Banking with BillPay and eStatements | ||
Nationwide ATM Network |
WHICH ACCOUNT WORKS FOR YOU?
Premier Money Market | |
---|---|
Earn On Your Balance | 5.04%* APY interest on balances up to $20,000¹ |
Monthly Pricing | Fee waived with E-Statement enrollment³ |
Minimum to Open | $0 |
Instant Issue Debit Cards | |
Manage your accounts 24/7 with Online Banking | |
Online Banking with BillPay and eStatements | |
Nationwide ATM Network |
Reward Checking | |
---|---|
Earn On Your Balance | 500 Bonus Reward Points² |
Monthly Pricing | Fee waived with E-Statement enrollment³ |
Minimum to Open | $100 |
Instant Issue Debit Cards | |
Manage your accounts 24/7 with Online Banking | |
Online Banking with BillPay and eStatements | |
Nationwide ATM Network |
Are you 50 years or older?
We provide additional benefits:
- Free Checks, limited to one order per year
- Free 3x5 lock box
- Free Paper Statement
Are you a veteran or actively serving in the military?
First Service Bank honors military personnel with additional account benefits:
- 50% off any lock box
- Discount Cashier Checks
- No Monthly Service Charges
Checking Accounts Features

Online Banking
Billpay
We understand that your schedule and your life don’t always allow you the opportunity to make it to one of our locations. This is why we offer the best online banking product on the market! To enroll, click on “Sign up for online banking.” Pay all of your bills conveniently and easily from your computer and save on stamps and gas by utilizing Billpay from First Service Bank.
External Transfer
With external transfer, you have the ability to transfer and receive funds between banks.
eStatements
Why should you choose eStatements? There are several reasons. No more waiting for the mail and no more storing bulky envelopes; plus, there’s added protection against identity theft. First Service Bank is glad to provide this service FREE of charge to all of our customers.
Mobile Banking
We offer mobile banking to all online banking customers. If you have Internet access on your mobile device, you can enjoy convenient and secure mobile banking.
With SecurLOCK for lost or stolen debit cards
Lost your debit card? Easy! Didn’t make that purchase? Easy! Simply disable your card from your fingertips! You have the ability to add and disable your card, set your locations to where you want your card to be used, control transaction types, and set a dollar amount for card transactions. If you are not currently using this amazing service, there’s no need to sign up, as the feature is active on your Mobile Banking App by clicking “More” at the bottom right-hand corner of your screen.


Convenient, Secure Features
Instant Issued Cards
In today’s world, you’re constantly on the move. That’s why we offer products and services to fit your busy lifestyle— like our instant-issue debit cards! The days of waiting weeks to receive your new debit card are over. Just stop by one of our convenient locations and get your debit card on the spot!
Mobile Wallet
Tired of having to fumble around to find your debit card at checkout? Mobile wallet offers easy access to your card from your phone or smartwatch. It is compatible with Apple Pay, Samsung Wallet and Google Wallet.
Video Tellers
Visit one of our video tellers (VTMs) and bank with real bankers from 7:00am to 9:00pm Monday to Friday and 8:00-12:30 on Saturday. At our VTMs you can deposit and cash a check(s), make a loan payment, transfer funds, account inquiry, or get cash. You can also visit one of our ATMs at our banking location, or visit one of the 20,000+ ATMs nationwide.
Get Started Today
Open your new checking account today to see the difference superior service can make.

Reward Checking¹ – $100 minimum deposit to open. Offer is subject to change. $5 service charge per month. (Service charge is waived when the primary owner enrolls in eStatements). Monthly BillPay fee is waived through Online Banking if used to pay at least one bill per billing cycle. Otherwise, a $5.95 fee applies. If monthly requirements are not met for a month, account will earn rewards according to our regular (non-bonus) rewards program.
Premier Money Market² – APY = Annual Percentage Yield. The Personal Premier Money Market is a variable tiered account: balances up to $20,000.00 = 5.04%; $20,000.01 to $50,000.00 = 3.00%; $50,000.01 to $250,000.00 = 2.00%; balances over $250,000.00 = 1.00%. Rates are accurate as of 11-15-24 and can change at any time. Fees may reduce earnings. Offer is subject to change. $5 service charge per month. (Service charge is waived when the primary owner enrolls in eStatements).
$5 service charge per month if account holder is not enrolled to e-statements.³
**Billing Cycle is based on Billpay enrollment date.