Agricultural Loans

First Service Bank offers a team with over 50 years of experience in agriculture lending. Working with a lender who understands the uniqueness of your loan simplifies the process for you. Our knowledge and experience in the industry coupled with our commitment to customer service offers you confidence that your loan process will run smoothly and efficiently. At First Service Bank, we specialize in making loans to professionals in the agriculture industry. Our devoted lenders guide clients through the process with knowledge and experience, aiding in the success of our borrowers. Our relationship with our clients extends beyond closing to guarantee a lasting relationship focused on the success of the operation.

Types of Loans

Features

Poultry Loans
Row Crop Loans
Livestock Loans
Farm Equipment Loans
Farm Real Estate Loans

• New farm construction financing
• Existing farm operation refinances, purchase or expansion financing
Farm Service Agency (FSA) guarantee loans
Small Business Administration (SBA) guarantee loans
• Long term fixed rate financing options without balloon payment
• Crop production
• Equipment purchases
• Revolving line of credit for operations
• Long term loan amortizations

The Process

Application Phase

In the application phase, a lending team member will work directly with you to gather all information needed to prequalify you for your agriculture loan request. We strive to simplify the loan process, make it easy for you to provide your information, and keep you informed along the way.

Review Phase

Here you will submit financial documents necessary for your loan approval. The lending team member will gather your financial documents, learn your story, and assist you throughout the review process. Specific questions regarding paperwork can be addressed directly to your lending team member.

Closing Phase

Closing is the final phase of your loan. Your lending team member will contact you to schedule your closing. Your lending team member will review all documents needed to complete the loan. Documents can be submitted as completed. Your closing team will also assist in reviewing document drafts prior to signing to ensure all necessary information is included.