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Open a Personal Checking Account

Earn Checking Account 

Enjoy the benefits of Free Checking with our First Service Bank Earn Checking. This account comes with:

• Debit Card
• Online Banking and Billpay
• eStatements
• Nationwide ATM
• Mobile Banking

This account earns .79% APY* interest. If you meet the following requirements monthly, you will earn 2.53% APY* interest on the account up to $20,000.00 balance.

• Pay 3 bills through BillPay monthly with a $5.00 minimum on each transaction monthly.
• Receive and view monthly statements by eStatements
• 1 Direct Deposit into the account monthly
• Make 20 Signature Based Transactions with a $5.00 minimum on each transaction monthly.

It's okay if you miss a month!

You will still enjoy free checking and there's no penalty for not qualifying in a given cycle. You will earn a base 0.79% APY* and you get right back to earning 2.53% APY*.

*Annual Percentage Yield (APY) accurate as of 10/10/18. Minimum to open account is $5. Rate is as follows: 2.53% APY applies as long as qualifications are met each qualification cycle. 0.79% APY applies to all balances if qualifications are not met. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. If the account is closed before the end of the cycle, interest accrued will be paid.

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Rewards Checking Account

Enjoy the benefits of Free Checking with our First Service Bank Rewards Checking. This account comes with:

• Debit Card
• Online Banking and Billpay
• eStatements
• Nation Wide ATM
• First Service Rewards Program
  
• Nationwide ATM
• Mobile Banking

This account earns rewards points in our First Service Rewards Program. If you meet the following requirements monthly, you will earn 500 bonus points in addition to your regular monthly rewards program:

• Pay 3 bills through BillPay monthly with a $5.00 minimum on each transaction monthly.
• Receive and view monthly statements by eStatements
• 1 Direct Deposit into the account monthly
• Make 20 Signature Based Transactions with a $5.00 minimum on each transaction monthly

It's okay if you miss a month!

You will still enjoy free checking and there's no penalty for not qualifying in a given cycle. You will earn rewards based on standard rewards program, and you get right back to earning Rewards.

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Open a Personal Savings Account

Saver Account

Enjoy a savings account earning 1.01% APY* interest on balances under $20,000.00 If your balance is greater than $20,000.00, you will earn 2.19% APY* interest. This account comes with

• Online Banking
• eStatements
• Mobile Banking

*Annual Percentage Yield (APY) accurate as of 10/10/18. Minimum to open account is $5. Rate is as follows: 2.19% APY applies as long as the balance is above $20,000.00.on each qualification cycle. 1.01% APY applies to all balances through $20,000.00.  An excess withdrawal/debit item service charge fee of $1.00 will be charged for each debit transaction in excess of 6 per cycle. If the account is closed before the end of the cycle, interest accrued will be paid.

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Open a CD Account

Open a 10, 20, or 30 month CD today.

10 Month - 2.79% APR, 2.83% APY* 
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20 Month - 3.01% APR, 3.06% APY* 
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30 Month - 3.11% APR, 3.16% APY* 
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The rates advertised are only offered at firstservicebank.com and not at our local banking centers. To obtain the advertised rate, you must open the account at firstservicebank.com. 

*Annual Percentage Yield (APY) is accurate as of 9/9/18.

Minimum Opening Balance Requirement.

You must make a minimum deposit of $10,000.

Early Withdrawal Penalty.

If we consent to a request for a withdrawal that is otherwise not permitted you may have to pay a penalty. The penalty will be an amount equal to: 90 days interest on the amount withdrawn. Fees could reduce the earning on the account.