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First Service Bank Checking & Savings Accounts offer several benefits...


Benefits

Details

Online Banking

We understand that your schedule and your life don't always allow you the opportunity to make it to one of our locations. This is why we offer what we feel is the best online banking product on the market!  To enroll, click on Sign up for online banking.

Instant Issue Debit Card

(checking accounts only)

In today's world, you're constantly on the move. That's why we offer products and services to fit your busy lifestyle — like our instant-issue debit cards! The days of waiting weeks to receive your new debit card are over. Just stop by one of our convenient locations today and get your debit card right on the spot!

Video Tellers & ATM Network

Visit one of our Video Tellers and bank with real bankers from 7:00am to 9:00pm  Monday - Friday and 8:00-12:30 on Saturdays.  You can also visit one of our ATMs at one of our banking locations, or visit one of the over 20,000 ATMs nationwide.


Direct Deposit

Ask one of our associates today and we will be glad to help you set up direct deposit for your account. Direct Deposit is an easy way to have items like your payroll check deposited directly into your checking account. Some restrictions apply. Call us today to find out more.

eStatements with Check Imaging

Why should you choose eStatements? There are several reasons. There will be no more waiting for the mail and no more storing bulky envelopes; plus, there's added protection against identity theft. First Service Bank is glad to provide this service free of charge to all of our customers.

To enroll, follow the steps below and sign up today!

STEP 1: Log on to your online banking account at www.firstservicebank.com.

STEP 2: Under the Accounts Tab, click on Account Statements.

STEP 3: Read the Terms and Conditions.

STEP 4: Click the button that reads Accept (if you agree to the terms and conditions).

You are now automatically enrolled, and will receive notification via e-mail when your next statement is available to view online instead of a paper statement in the mail!

If you are not currently an online banking customer, enroll today and follow the steps above to enroll in eStatements.

Rewards Program Opportunities

Earn a little cash for banking with First Service Bank! Our rewards program allows you to accumulate points that you can view on your monthly statement. Points are earned for activities like, but not limited to:

  • Using your debit card
  • Online banking enrollment
  • Bill payments
  • eStatement enrollment
  • Direct deposit
  • Automatic loan payments

Online BillPay

Pay all of your bills conveniently and easily from your computer and save on stamps and gas by utilizing Billpay from First Service Bank. Our Billpay product is free as long as you pay one bill per billing cycle otherwise, a fee of $5.95 will be assessed. To enroll, "SIGN UP NOW".

The accounts listed below can be opened only by visiting one of our banking locations. If you would like to open an account online, please visit the “Apply” page. Please note that the accounts on the “Apply” page have different rates and fees and can only be opened online at firstservicebank.com

Personal Checking that fits your Lifestyle

Account Type

Benefit Perks

Earn Monthly Interest or Rewards Bonus

Monthly Pricing Option

Minimum to Open

Earn Checking

Designed to help you earn interest and reward you for your banking


  • Instant Issue Debit Cards
  • Online Banking with BillPay and eStatements
  • Mobile Banking
  • Nationwide ATM Network

Yes this account earns:

0.40%* APY interest on balances up to $20,000 if the following qualifications are met monthly:

  • Pay 3 bills thru BillPay that post to your account each billing cycle** with a $5 minimum on each transaction
  • Receive electronic statements in lieu of paper statements
  • 1 Direct Deposit monthly
  • 20 Debit Card signature-based transactions with a $5 minimum on each transaction that post to your account before statement cycle closes

Base interest rate if monthly qualifications are not met, or on balances over $20,000:

  • $0-20,000 - earns 0.05% APY
  • $20,000.01-100,000 earns 0.10% APY
  • $100,000.01+ earns 0.15% APY

No penalty if monthly requirements are not met for a month.

  • $5 service charge per month; service charge is waived when the primary owner enrolls in eStatements.
$100

Earn 50+ Checking

Designed to help customers who are 50 and older earn interest and reward you for your banking


  • Instant Issue Debit Cards
  • Online Banking with BillPay and eStatements
  • Mobile Banking
  • Nationwide ATM Network
  • Free Checks, limited to one order of program checks annually
  • Free 3x5 lock box, if available
  • Free Paper Statements with images

Yes this account earns:

0.40%* APY interest on balances up to $20,000 if the following qualifications are met monthly:

  • Pay 3 bills thru BillPay that post to your account each billing cycle** with a $5 minimum on each transaction
  • Receive electronic statements in lieu of paper statements
  • 1 Direct Deposit monthly
  • 20 Debit Card signature-based transactions with a $5 minimum on each transaction that post to your account before statement cycle closes

Base interest rate if monthly qualifications are not met, or on balances over $20,000:

  • $0-20,000 - earns 0.10% APY
  • $20,000.01-100,000 earns 0.17% APY
  • $100,000.01+ earns 0.27% APY

No penalty if monthly requirements are not met for a month.

  • A minimum balance fee of $5 will be charged monthly if the account drops below $1,000 on any day in the month.
$1,000

Reward Checking

Designed to help you earn rewards thru the First Service Rewards program and reward you for your banking




  • Instant Issue Debit Cards
  • Online Banking with BillPay and eStatements
  • Mobile Banking
  • Nationwide ATM Network

Yes this account earns:

Rewards with theFirst Service Bank Rewards Program

Bonus Reward Points of 500 Points will be earned if the following qualifications are met monthly:

  • Pay 3 bills thru BillPay that post to your account each billing cycle** with a $5 minimum on each transaction
  • Receive electronic statements in lieu of paper statements
  • 1 Direct Deposit monthly
  • 20 Debit Card signature-based transactions with a $5 minimum on each transaction that post to your account before statement cycle closes

If monthly requirements are not met for a month, there's no penalty for not qualifying in a given cycle. Account will earn rewards according to our regular (non-bonus) rewards program.

  • $5 service charge per month; service charge is waived when primary owner enrolls in eStatements.
$100


*Annual Percentage Yield (APY) accurate as of 01/25/21. Rate is as follows: 0.40% APY applies as long as qualifications are met each qualification cycle (up to $20,000.00). Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. If the account is closed before the end of the cycle, interest accrued will be paid.

**Billing Cycle is based on Billpay enrollment date.

Savings Accounts helping you save for a specific goal

Account Type

Benefit Perks

Earn Monthly Interest or Bonus

Monthly Pricing Option

Minimum to Open

Saver

Designed to help you save for a specific goal


  • Online Banking and eStatements
  • Mobile Banking

Yes this account earns interest:

  • $0-20,000 earns 0.85% APY*
  • $20,000.01+ earns 0.65% APY*
  • $5 service charge per cycle; service charge is waived when primary owner enrolls in eStatements.
  • $6 service charge per cycle if account falls below $100 during the cycle
$100

Christmas Club

Designed to help you save for Christmas
  • Online Banking and eStatements
  • Mobile Banking

Make 50 deposits equal to the amount of the club denomination chosen, and your 51st deposit will be made by First Service Bank.

Deposit will be made based on the amount of your club account.


  • No monthly charges
$1 

*Annual Percentage Yield (APY) accurate as of 7-25-2022. Minimum to open account is $100. Rate is as follows: 0.65% APY applies as long as balance is above $20,000.00.on each qualification cycle. 0.85% APY applies to all balances through $20,000.00.  


More Personal Savings Accounts

Account Type

Details

Certificates of Deposit


CD's are a great way to save for the future. Our certificates of deposit are very flexible, giving you control over how your funds work for you. Your deposit will earn a market rate of interest determined by rivaling interest rates.

Individual Retirement Account


IRA's are available at First Service Bank. Get a tax advantage today, while saving for the future.

Visit a local banking center to obtain rates and open a CD or IRA.